Under Personal Accident Cover and Accidental Death Cover, you get :
- Lumpsum Amount# or
- Regular monthly Income payable for 10 years, or
- Part of benefit amount as lump sum immediately on Accidental Death and the balance benefit amount as regular monthly income for 10 years.
# For Accidental Partial Permanent Disability, benefit is paid out as percentage of Sum Assured depending upon the type of disability
Under Cancer Cover, you get:
- Lumpsum benefit of 25% of applicable sum insured incase of Carcinoma-in-situ or Malignant cancer / early stage cancers
- Lumpsum benefit of 100 % less Early Stage Cancer or CIS claims, if any , incase of Major cancer
- Waivers of Premium incase of Early Stage Cancer or Carcinoma-in-situ (CIS) diagnosis, premiums payable under this rider option will be waived for a period of three policy years. In case the outstanding term is less than three years then premiums for the outstanding term would be waived. Otherwise, policyholder will need to resume payment of premiums after end of 3 years